Frequently Asked Questions
Common Questions Before You Reach Out
Q: Do I need perfect credit to apply?
A: Absolutely not. We work with clients across the credit spectrum, including those who have been declined by traditional lenders.
Q: Is your service free to use?
A: In most cases, our service is paid by the lender, not by you. We’ll always be upfront about any situation where a fee may apply.
Q: How long does the mortgage process take?
A: It depends on your situation, but we work to make every approval as fast as possible. Some clients receive pre-approvals within 24–48 hours.
Q: Can you help if I'm self-employed?
A: Yes. We specialize in non-traditional income situations and work with lenders who understand how self-employment income works.